I am honoured to write this testimony to Kirk, who has been our financial adviser and accountant for our superannuation fund for the past 5 years. Over this period I have come to know Kirk very well both in regard to his provision of professional services involving the investment of our superannuation fund and the necessary accounting returns, as well as receiving timely and accurate advice on all aspects of social services for older citizens, such as Carmel and I. Besides being very astute, prudent and responsible in the way he has managed our funds, he has that special ability to relate to clients, motivated by a heightened concern for their welfare.