Every 12-18 months, ask yourself these 5 questions

• PAID OFF LARGE DEBTS?
• TAKEN ON ANY NEW DEBTS?
• WELCOMED ANY NEW FAMILY MEMBERS?
• EMPLOYMENT CHANGED OR GOT A PROMOTION?
• HAS YOUR HEALTH IMPROVED – OR HAVE YOU STOPPED SMOKING?

IF YOU ANSWERED “YES” TO ANY OF THESE QUESTIONS, YOU COULD BENEFIT FROM REVIEWING YOUR COVER WITH THE HELP OF YOUR FINANCIAL ADVISER.